Top Rated Home Inspector in Punta Gorda FL

When buying a home in Punta Gorda FL a home inspection is only required if you’re financing the home through a VA or FHA loan. They will require a copy of the inspection report to verify the home is safe and to their lending standards.

This is not a requirement for conventional loans or cash buyers but is always recommended because a home inspection can save you thousands in unexpected repairs or protect you from unnoticed safety defects. It’s also a great negotiating tool to lower the price of the home, even on “as is offers”.

Wind mitigation inspections are not required in Punta Gorda Florida, however having a recent one can save you money on your windstorm insurance. A wind mitigation report is done typically by a state licensed home inspector and verify what protective measures have been installed on your home. Each protective feature we can find and verify gives you a discount on your insurance.  Without this report you can still get windstorm insurance, but you will be charged the full price of the policy and not receive any available discounts.

A 4 point inspection is a small snap shot of the homes condition and systems for the insurance company. The insurance company is looking for any possible hazards that could damage the home or increase the chances of an insurance claim. This inspection looks at the roof, plumbing, HVAC system, and electrical to ensure there are no hazards or defective materials that will prevent them from insuring your home or require repairs.

Most people think that a home inspection is unnecessary on a new construction home but you’d be surprised what we typically find. Not all builders or their subcontractors are equal and we’re here to find those mistakes and have them corrected by the builder. We often find roofing, electrical, plumbing and a whole lot of cosmetic deficiencies that most buyers will miss, sometimes we even find homes with no insulation in the attic! Let us help ensure you’re getting the new home you paid for and deserve.

An 11th month warranty inspection is preformed on your new construction home before the 1 year builders warranty expires. Now that the home has been lived in and weathered some defects will begin to show that weren’t there during the original new construction inspection. This is when roof leaks, window leaks, settled pavers, defective breakers, stucco cracks, nail pops, and drywall cracks start to appear in the home and are still covered under the builders warranty.